My Loan Programs

Must Pay for Credit at Time of Application

Conventional Loans

Traditional mortgage options with competitive rates

  • Down payment as low as 3%
  • Flexible credit requirements
  • No PMI with 20% down
  • Competitive interest rates
  • No upfront mortgage insurance
Best for: First-time buyers
Credit Score: 620+
Down Payment: 3-20%
Apply Now

FHA Loans

Government-backed loans for first-time homebuyers

  • Down payment as low as 3.5%
  • Lower credit score requirements
  • Competitive interest rates
  • Flexible debt-to-income ratios
  • Gift funds allowed for down payment
Best for: First-time buyers
Credit Score: 580+
Down Payment: 3.5-10%
Apply Now

VA Loans

Special financing for veterans and service members

  • No down payment required
  • No PMI
  • Competitive rates
  • Limited closing costs
  • No prepayment penalties
Best for: Veterans
Credit Score: 580+
Down Payment: 0%
Apply Now

Jumbo Loans

High-value loans for luxury properties

  • Loan amounts over $726,200
  • Competitive jumbo rates
  • Flexible terms available
  • No PMI requirements
  • Quick approval process
Best for: Luxury homes
Credit Score: 700+
Down Payment: 20%+
Apply Now

Refinancing

Lower your rate or access equity in your home

  • Rate and term refinancing
  • Cash-out refinancing
  • Streamline refinancing
  • Lower monthly payments
  • Access to home equity
Best for: Existing homeowners
Credit Score: 620+
Equity: 20%+
Apply Now

Investment Properties

Financing for real estate investors

  • Rental property financing
  • Fix and flip loans
  • Portfolio loans
  • DSCR loans available
  • Flexible terms
Best for: Investors
Credit Score: 680+
Down Payment: 20-25%
Apply Now

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